American Payment
Pay depends on position and the state itself. In America, the states where wages are lower will also have low costly for your expenses such as in West Virginia, Alabama, Tennessee, for example. Also, pay is determined and depending on what other Benefits (bonus) offer a host company (free food, accommodation, transport i.e.). Secondary students - in the program receive $ 7-7.50 per hour. And if you have an offer from a restaurant and you are busy with customer service - pay may be around 2.13 - $ 3 per hour because you’ll get tips. Payment is made with paycheck that you can immediately cashing or deposit in a bank account.
The Banks
Since it is not advisable to keep cash in his rent, there are several options you can use to manage their savings in the U.S.:
- To open an account
- Currency exchange
- Credit Card
- Travel Checks
It’s nice to open an account as soon as possible after arrival in the United States. There are many banks, which differ in the services they offer, some of them offer “free checking accounts” (accounts that do not require fees), while others require payment of a monthly fee, there are accounts that require a minimum balance and some that do not require it. Therefore, before deciding where to open an account, you must investigate the conditions of any bank in the region are most profitable for you.
Many banks offer ATM cards, which can be used on the principle of checks rather than cash in most shops and restaurants. These cards make it possible to draw cash from ATM cash machines around the clock, which is especially convenient when travelling. Here it is important to remember that ATM cards are not credit cards and very often in any withdrawal from account has mandatory service charges. To make sure what you downloaded and what you spent, always require a receipt from the ATM.
In the small towns of currency exchange takes more time. Typically, the bank must send the currency in correspondent banks in the city, from where they await receipt of the dollar equivalent. It is possible that this process may take 7-10 days.
Credit cards can be used as a means of payment in restaurants, shops, grocery, etc.. They are a very convenient way to obtain finance from home. Your family may make transfers on your credit account, from where you can withdraw accordingly. Most banks, however, are reluctant to issue credit card to a person with a Non-immigrant status and the obtaining of such is quite difficult.
When you’re on the road much more comfortable and secure than carrying cash are called for. traveller’s checks. Such checks, however, not accepted everywhere. Checks that you have not used you can recover as cash in the bank that issued them. For details check at the bank you have selected.
